Well, its the 3rd payday in October, with one left to go, and I already have enough $$ in my checking account (with some to spare!!) to pay my mortgage due November 1. All other bills for this month have been deducted from my checking account This is a good feeling...a few months ago I wouldn't have had enough until Nov. 15, and probably would have had to borrow from savings to make the payment!
The dilemma is...should I tell DH?? He has gone along with the spending changes without complaining, and is happy about the progress made so far, but I can tell he is starting to get the old itch to buy something. If he knows that the money is available, he will inevitably want to spend some of it. He would never take it without telling me, thats not the problem...I just don't think he 'gets' that this is a lifestyle change that I am trying make, and not just a temporary fix to a problem.
Maybe I will try to work out an allowance system.
Can I keep it a secret?
October 19th, 2006 at 09:45 pm
October 19th, 2006 at 09:59 pm 1161295192
I for one wouldn't tell. I wouldn't lie if he asked, but I wouldn't volunteer the information. If he gets to feeling spendy in your presence and starts asking questions, then of course I'd tell what was going on!
October 20th, 2006 at 12:03 am 1161302624
Good luck.
October 20th, 2006 at 01:12 am 1161306760
If he ever asked I would not hesitate to tell him. He knows how to access all of the information if he really wants to know whats going on. When I tell him that the checking account is low, or if we are in good shape, he will just say ok and adjust his spending accordingly.
October 20th, 2006 at 03:31 am 1161315069
October 20th, 2006 at 01:28 pm 1161350926
October 23rd, 2006 at 08:29 pm 1161635347
i've gotten to the point where i sweep the money into my online savings account and if he asks about surplus i say "yes we had X but it's already moved and earning 5.25". that usually buys me some time!
i'm starting to sweep most surplus into savings, but save a percentage out for carrots. by carrots i mean something to give DH an incentive & show him this is working. like "honey, we had $500 left over this month, so i put 80% is savings and now we have 100 to split to do whatever with"