Today I closed an idle passbook savings account ($739) earning 1% interest. I put 1/2 of the money from the account toward debt and the other half in my ING account.

I also switched my checking account/package to one that requires a smaller minimum balance ($10k vs. $25k) I plan to use some of the money that I had to keep in the accounts at that bank to pay off our HELOC ($1700) and transfer most of what is left to an ING CD or something with higher interest.

DH and I signed up for a bzzblast where we each get a FREE Sonic Care electric toothbrush (each worth at least $65). If you are not familiar with bzzagent, check it out at www.bzzagent.com. I have received TONS of great products to try out.