It is soooo cold here in SE Mass today. In the single digits with the wind chill. BRRRRRRR. Those new windows we put in over the summer are definately helping out...the pellet stove is set on 3 (of 5) and the house is warm and toasty.

I had another no spend day today, which is good because it looks like the weekend is going to be expensive.
DH needs a haircut, the truck needs an inspection sticker, and Wicked is Saturday afternoon. I am so excited..I have wanted to see it since last year!! After the show we are going to a new Brazillian Restaurant which is $27/person, plus drinks, tip, etc. Fortunately MIL watches DS, so we don't have to pay for a babysitter.

DH and I got our first paychecks with 6% (up from 5%) going to the 401k. The good thing is that we won't even notice it is missing.

I finally had some time yesterday to go to the out of the way Credit Union we used to open a savings account for DS. I honestly don't know what we were thinking by using that CU...it is soooo inconvenient and only pays 0.5% interest. I had some cash from his birthday (in October) sitting in my safe until 2 weeks ago when I decided to open an account with Emigrant. So yesterday I closed the account and added it to the Emigrant account. Check that one off my 'to-do' list.

I am on day 3 without chocolate. The first day was pretty rough, but I am doing ok now.